Frequently Asked Questions
Most frequently asked questions and answers.
Do you have homes available for rent?
Yes, we have several homes available for rent or sale. Our homes are available for those applying for homeownership either with Purchase Financing or through our Rent to Own/Down Payment Assistance Program.
How much are your homes?
Pricing varies depending on the home. We have new and used options with monthly payments ranging from $700 -1250 with deposits ranging as low as $1,000 up to 10% ($6-7,000).
Do you accept pets?
We do not accept pets in our rental homes but if you have a downpayment and qualify for Purchase Financing, then we allow up to 2 pets, no aggressive breeds, and our weight limit is 35lbs.
Do you check credit?
There are several aspects to our application process. Income and landlord history is the most important in the process. We will need at least 3 times the rent in verifiable income and 2 years of rental history for landlord references. We also pull credit and run criminal background screenings.
What do I need to qualify?
We have a simple application you can fill out online or in our office. We require three months of check stubs, $35 application fee per adult and copies of identification and social security cards in addition to a completed application.
What is meant by Rent To Own?
Our Down Payment Assistance Program is a rental program that allows you to rent the home for a period of time with a portion of your rent going towards your down payment for converting to Purchase Financing.
What is purchase financing?
Purchase Financing is available once you have at least 10% down on the home. In some cases you could save $50-100 per month on your monthly payment or pay it off faster and the title is transferred to your name making you a homeowner.
What is included in a new home?
New homes include refrigerator, stove, central heat and air conditioning, dishwasher, porches on the front and back, skirting, utility connections, and home installation.
Do you have 4 bedrooms?
We have 3 bedroom, 2 bath homes in stock and ready for sale. With preapproved financing we can order any home you qualify for such as 4 bedroom models as well as double wide models.
Is financing available?
We offer several sources for financing new and used homes. Residents must apply and be approved for any financing.
What kind of warranties are offered with new homes?
The manufacturer has a 1-year structural warranty on new homes. The appliances have 30-90-day warranties. We offer 60-day habitability warranty on pre-owned homes that are purchased.
How are utilities handled?
All utility costs are the responsibility of the resident.